You can either avail a fresh loan or shift your gold loan from your existing gold loan company/bank to us. You can also raise the request by contacting us. Once we receive your request, our trained loan managers will reach your place at the scheduled time. The executive will value the jewels in front of you and do the formalities. Please note that the loan manager will leave only once the loan amount is transferred to your bank account.
If you want to shift an existing loan from your current gold loan company to Niskha, you can contact us at +91-748-382-3309 with the pledge ticket. We will evaluate the old at the pledged branch of the loan provider and estimate the value of the gold. If it is feasible for Niskha to transfer the loan based on the value of the gold, we will make the payment to the other loan provider and move your loan to our branch.
Niskha provides doorstep gold loan service to ensure high convenience and privacy for the customers through our network of Bank branches and Regional offices. At Niskha, your gold is also fully insured against any theft or accident during transit from and to your doorstep. Your gold is stored at the best in the industry security and surveillance to ensure utmost safety. You can view Niskha network of branches to find out your nearest branch.
We need two documents to process your loan application, an ID & Address proof.
1. ID Proofs (Any One):
2. Address Proof:
No. We accept only gold jewellery. We do not accept gold coins and bars.
Only Jewellery of 18 carats and above is accepted, subject to valuation reports.
You can use the loan amount to suit any need that does not entail illegal activities, money laundering, terrorism or any other activity prohibited by law.
Yes, we can increase your loan amount after you have taken the loan. Based on the present gold rate, we will pay you the additional loan amount for your gold. Contact us below to learn more.
Yes, we can release whichever gold ornaments that you desire after you make proportionate repayments of the pending interest and the principle to as to cover the pending loan amount based on the present gold rate.
You can do interest payment, closure payment and part payment.
You can visit the branch where you availed the loan or where your ornaments are being secured. On complete payment of the dues, the loan will be closed and the ornaments shall be released.
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