Benefits with Niskha Finance

Highest Per Gram Rate

Highest Per Gram Rate

Compound Interest Scheme

No Compound Interest Scheme*

Non Jumping Rate of Interest Scheme

Non Jumping Rate of Interest Scheme*

100% Insurance Cover

Free 100% Insurance Cover

Flexible Repayment Options

Flexible Repayment Options

Part Release Available

Part Release Available

Apply in 3 Easy Steps

Step - 1

CALL UP NISKHA

+91-748-382-3309
Step - 2

BOOK A HOME VISIT

For KYC and Gold Valuation
Step - 3

GET INSTANT MONEY

Disbursement within 15 Minutes
Apply Now

GOLD LOAN SCHEMES

Choose Your Scheme Wisely

Niskha recommends using its Tension Free Schemes to enjoy the benefits of Fixed Interest Rates for the entire loan tenure.
You no longer have to worry about differential rate of Interest

UPTO Rs.50,000

0.92%

STARTING INTEREST
RATE PER MONTH

super saver
SUPER SAVER
calendar
UPTO 12 MONTHS

Interest Rate of 0.92%, 1.67% & 1.92% applicable if interest amount is paid within 30, 60 & 90 days respectively

Below 2 Lakh

1.67%

STARTING INTEREST
RATE PER MONTH

high value
ECONOMY SAVER
calendar
UPTO 12 MONTHS

Interest Rate of 1.67%, 1.83%, 1.99% applicable if interest amount is paid within 30, 60 & 90 days respectively

2 - 5 Lakh

1.58%

STARTING INTEREST
RATE PER MONTH

high value
ECONOMY SAVER
calendar
UPTO 12 MONTHS

Interest Rate of 1.58%, 1.75%, 1.92% applicable if interest amount is paid within 30, 60 & 90 days respectively

Above 5 Lakh

1.50%

STARTING INTEREST
RATE PER MONTH

high value
ECONOMY SAVER
calendar
UPTO 12 MONTHS

Interest Rate of 1.50%, 1.67%, 1.83% applicable if interest amount is paid within 30, 60 & 90 days respectively

Below 2 Lakh

1.83%

STARTING INTEREST
RATE PER MONTH

super saver
HIGH VALUE
calendar
UPTO 12 MONTHS

Interest Rate of 1.83%, 1.99%, 2.17% applicable if interest amount is paid within 30, 60 & 90 days respectively

2 - 5 Lakh

1.75%

STARTING INTEREST
RATE PER MONTH

super saver
HIGH VALUE
calendar
UPTO 12 MONTHS

Interest Rate of 1.75%, 1.92%, 2.08% applicable if interest amount is paid within 30, 60 & 90 days respectively

Above 5 Lakh

1.67%

STARTING INTEREST
RATE PER MONTH

super saver
HIGH VALUE
calendar
UPTO 12 MONTHS

Interest Rate of 1.67%, 1.83%, 1.99% applicable if interest amount is paid within 30, 60 & 90 days respectively

Below 2 Lakh

1.96%

INTEREST
RATE EVERY MONTH

tension free
TENSION FREE
calendar
UPTO 12 MONTHS

Interest Rate of 0.92%, 1.67%, 1.92% applicable if interest amount is paid within 30, 60 & 90 days respectively

2 - 5 Lakh

1.88%

INTEREST
RATE EVERY MONTH

tension free
TENSION FREE
calendar
UPTO 12 MONTHS

Interest Rate of 0.92%, 1.67%, 1.92%applicable if interest amount is paid within 30, 60 & 90 days respectively

Above 5 Lakh

1.88%

INTEREST
RATE EVERY MONTH

tension free
TENSION FREE
calendar
UPTO 12 MONTHS

Interest Rate of 0.92%, 1.67% & 1.92% applicable if interest amount is paid within 30, 60 & 90 days respectively

LOAN CALCULATOR

Hello!

How to use Niskha Gold Loan Calculator:

  • Step 1:

    Enter the Required Loan amount ‘or’ Your Ornament Gold weight

  • Step 2:

    Select the Gold purity level (e.g. 22KT).

  • Step 3:

    You will see the Eligible Loan Amount OR Required Net Gold Weight in Grams

  • Step 4:

    Click ‘APPLY NOW’

Current Gold Rate (per gram)

Required Loan Amount Gold Net Weight (Gram) Purity
Or
Add More

Apply Now

*Please note that as per the RBI guidelines, the net weight is calculated by deducting weight of all the stones and other non-gold fixtures on the ornaments.

What Our Customers Say

Happy Loan To You!